Effective Date: 23 July 2024

Welcome to Guru Nanak Associates. By accessing or using our website (https://gurunanakassociates.in), you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.

1. Acceptance of Terms

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our website.

2. Use of the Website

2.1 Eligibility:

• You must be at least 18 years old to use our website and purchase our products or services.

2.2 User Account:

• You may be required to create an account to access certain features of our website. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

2.3 Prohibited Conduct:

• You agree not to engage in any activity that may interfere with or disrupt the website, including but not limited to hacking, spamming, or distributing malware. You also agree not to use the website for any unlawful or fraudulent purpose.

3. Intellectual Property

3.1 Ownership:

• All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Guru Nanak Associates or its licensors and is protected by intellectual property laws.

3.2 License:

• You are granted a limited, non-exclusive, non-transferable license to access and use the content on our website for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.

4. Products and Services

4.1 Descriptions:

• We strive to provide accurate descriptions of our products and services. However, we do not warrant that the descriptions are complete, current, or error-free.

4.2 Pricing:

• Prices for our products and services are subject to change without notice. We reserve the right to modify or discontinue any product or service at any time.

4.3 Orders:

• We reserve the right to refuse or cancel any order at our discretion. If your order is canceled, we will notify you and provide a full refund.

5. Payment and Billing

5.1 Payment Methods:

• We accept various payment methods as indicated on our website. By providing payment information, you represent and warrant that you are authorized to use the payment method.

5.2 Billing Information:

• You agree to provide accurate and complete billing information. If any information is found to be inaccurate or fraudulent, we reserve the right to cancel your order.

6. Cancellation and Refund Policy

Please refer to our Cancellation and Refund Policy for detailed information on our cancellation and refund procedures.

7. Disclaimer of Warranties

Our website and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Guru Nanak Associates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or the purchase of our products or services.

9. Indemnification

You agree to indemnify, defend, and hold harmless Guru Nanak Associates, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the website or violation of these terms.

10. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles. Any disputes arising out of or relating to these terms shall be resolved in the courts of [Your Country/State].

11. Changes to Terms and Conditions

We reserve the right to update or modify these terms and conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes your acceptance of the new terms.

12. Contact Information

If you have any questions or concerns about these terms and conditions, please contact us at:

Guru Nanak Associates
Email: info@gurunanakassociates.in

Thank you for choosing Guru Nanak Associates. We appreciate your business and look forward to serving you.